Loan Information

Maintaining an older home can be a challenge. The Heritage Home Program℠ offers low fixed-interest financing in addition to impartial technical advice.

The low interest loan product is financed through KeyBank with fixed-interest rates available as low as 1.4%! Loan clients have access to written construction specifications for exterior projects, locating qualified contractors and project guidance.

The Heritage Home Program is only offered in Participating Communities

Qualify For a Loan

  • Does your project or property qualify?

Loan Details

  • We provide low fixed-rate financing and project guidance for repair, maintenance and rehab projects for your older home.

Loan Process

  • What to expect during the loan process.


Ready to Apply?


If you choose to email your loan application, send it to Yasmin Ruiz

Key Loan ApplicationThird Federal Loan ApplicationNorthwest Bank Loan Application

**Northwest Bank is only available to residents of Elyria