Qualify
Repairing, maintaining or rehabbing an older home can be a challenge. The Heritage Home Program℠ is here to help.
Your home does NOT need to be historic and does not need to be in an historic district -- it only needs to have been built prior to 1963.
- Is your home located in a participating community?
If not, for a fee you can take advantage of our technical advice services. - Is your house at least 50 years old?
- Is the property zoned residential?
- Is the house 3 units or less?
- Has your project already started?
Work that has already started cannot be funded with loan proceeds. - Do you have equity in your home?
Your loan amount is partially based on the available equity in your home. If you do not have enough equity you may be eligible for an “after rehab” loan. Call for details. - Does your project qualify?
Typical project examples are: roof repair and replacement, painting, insulation, window repair and replacement, basement waterproofing, masonry repair, kitchen and bath renovation, additions, finished attic and basement, and electrical, plumbing and HVAC.
We Can Help
If you have questions about your home's eligibility contact, a technical staff member today.
In Cuyahoga County: (216) 426-3116 | Outside of Cuyahoga County: 1-855-897-1949 or by email.
« Back to Loans