Information for Homeowners

Repairing, maintaining or rehabbing an older home can be a challenge.

The Heritage Home Programâ„  is here to help.

On this page find all the resources you need as a homeowner, wherever you are in the rehab process.

Our Information Packets contain the details about our programs and eligibility requirements. For more information about our free technical assistance please go to our Technical Assistance page. To apply for our discounted financing please go to our Financing Services page.

General Materials

Homeowner Best Practices

Questions to ask contractors, strategies to communicate with your contractor, and a checklist for your contracts.

Preservation Starter Kit

Tips and tricks and helpful hints we have learned about older homes!

Preservation Toolbox

More information for those experienced with caring for an older home!

Loan Related Materials

Construction Specifications

Minimum Design Standards for Heritage Home Program Loan Projects.

Escrow Procedure

Learning about how the loan funds are utilized and dispersed is good for both contractors working with the program and for homeowners learning about the process.

HHP Sample Standard Construction Contract

A sample contract that is used with our loan projects. All contractors who work with a homeowner who uses our loan must sign this document before work can proceed.

HHP Sample Escrow Agreement

A sample escrow agreement that is used with our loan projects. All contractors who work with a homeowner who uses our loan must sign this document before work can proceed.

Homeowner GC Fact Sheet

Interested in managing your own project? This handout details our requirements to operate as your own General Contractor with our Loan Program.

Homeowner DIY Fact Sheet

Interested in our Loan but want to do the work yourself? This sheet details requirements to do a DIY project with our loan program.

Example Payment Schedule & Estimate

This document provides an example of a detailed estimate as well as what a payment schedule may look like when working with a contractor.

Looking for our Project Based Estimate Guides?

They can be helpful for your home repair projects. They are currently located on our Contractor Information page.